GTA 5 Guide GTA Online Heists

How to Do the Cayo Perico Heist

Unlock massive rewards with the Cayo Perico Heist!

Difficulty
Intermediate
Time Needed
1-3 hours
Players
1-4
Min. Rank
12
Updated
Jan 2026

The Short Version

The Cayo Perico Heist is a flexible heist that can be done solo or with a team. Prepare your gear, plan your approach, and execute efficiently to maximize your payout.

What You'll Need

  • Kosatka Submarine (purchase required)
  • Preparations (complete setup missions)
  • Heist Planning (choose approach and loadout)
GTA 5 how to do the Cayo Perico Heist — El Rubio's island compound infiltration
The Cayo Perico island is filled with treasures and challenges.

Step-by-Step Walkthrough

1

Purchase the Kosatka Submarine

First, you need to acquire the Kosatka submarine. This serves as your base of operations for the Cayo Perico Heist. Ensure you have enough cash, as it will cost around $2.2 million.

Once purchased, the Kosatka will be available for you to use in the ocean, allowing you to access the heist setup missions.

Pro tip: Consider doing other heists to earn money for the Kosatka.

2

Complete Setup Missions

Next, head to your Kosatka and start the setup missions. You need to gather intel on the island, acquire vehicles, and select your approach. Complete reconnaissance to understand the layout of Cayo Perico.

Each setup mission is crucial to ensure a smooth heist; pay attention to the details you gather.

Pro tip: Choose stealthy approaches to reduce detection during the heist.

3

Plan Your Approach

You can opt for a stealthy or aggressive approach. The stealth option allows you to avoid detection, while the aggressive method involves combat. Make sure to select the gear that suits your playstyle.

Loadout options include weapons, vehicles, and disguises. Choose wisely based on the intel you've gathered.

Pro tip: Familiarize yourself with both approaches to adapt during the heist.

4

Execute the Heist

Once you’re prepared, it's time for the main event. Enter the island via your chosen method, whether by swimming, flying in, or using a boat. Maintain your stealth if you opted for that route.

Your primary objective is to steal the target valuable, which is usually located in the compound. Be mindful of guards and cameras.

Pro tip: Use distractions to mislead guards and create openings.

5

Escape and Enjoy the Rewards

After securing the loot, make your way back to your exit point. Whether you’re swimming out or taking a vehicle, keep an eye on your surroundings to avoid being detected.

Once you escape, you'll receive your payout based on the loot stolen. The more efficiently you complete the heist, the higher your rewards.

Pro tip: Plan your exit route in advance to avoid surprises.

Tips & Tricks

  • Use the night for stealthy approaches.
  • Always check guard patterns before moving.
  • Equip the right gear based on your chosen approach.
  • Practice makes perfect; try the heist multiple times.
  • Communicate with your team for better coordination.

What About Solo Play?

The Cayo Perico Heist is designed to be completed solo, making it a great option for players who prefer to go it alone. You can still earn significant rewards without needing a crew.

Utilize the available gear and stealth mechanics to your advantage, and take your time to learn the island's layout.

Common Mistakes

One common mistake is rushing through the setup missions. Each mission provides valuable intel that can make your heist smoother. Take your time and explore fully.

Another mistake is underestimating guard patrols. Always keep track of their movements, as getting caught can jeopardize your heist.